The Digital India programme is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economy. “Faceless, Paperless, Cashless” is one of professed role of Digital India. Promotion of digital payments has been accorded highest priority by the Government of India to bring each and every segment of our country under the formal fold of digital payment services. The Vision is to provide facility of seamless digital payment to all citizens of India in a convenient, easy, affordable, quick and secured manner.

Hon’ble Finance Minister, in his budget speech announced several activities for the promotion of digital payments including setting a target of 2,500 crore digital payment transactions in FY 2017-18, through BHIM (Bharat Interface for Money), BHIM Aadhaar, Bharat QR, Unstructured Supplementary Service Data (USSD), Immediate Payment Service (IMPS) and Debit Cards.

Ministry of Electronics & Information Technology (MeitY) has been entrusted with the responsibility of leading this initiative on “Promotion of Digital Transactions including Digital Payments”. MeitY is working on various strategies, ideation with multiple stakeholders including Banks, Central Ministries/Departments and States, to create an ecosystem to enable digital payments across the country.

NIELIT as an arm of MeitY is working on strengthening of Digital Payment infrastructure and creating awareness through promotions of digital payments with all the stakeholders to achieve Government’s vision of making citizens of this country digitally empowered. Citizens have been provided multiple options to make digital transactions. A dedicated ‘Digidhan Mission’ has been setup in MeitY for building strategies and approaches in collaboration with all stakeholders to promote digital payments and create awareness.

NIELIT has taken several initiatives to promote digital payments and achieve the targets in a mission mode. Few of them are View

Modes of Digital Payments

• BHIM​
• BHIM Aadhaar​
• BHARAT QR CODE
• IMPS
• Cards
• USSD